• Rates may be higher for loan amounts under $275,000.
• Rates are subject to change without notice.
• Closing Costs assume that the borrower will escrow monthly property tax and insurance payments.
• Subject to underwriter approval; not all applicants will be approved.
• Fees and charges apply.
• Payments do not include taxes and insurance.
• Rates based on information gathered from OptimalBlue.
• Mortgage insurance is not included in the payment quoted. Mortgage insurance will be required for all FHA and USDA loans, as well as conventional loans where the loan-to-value is greater than 80%.
• Restrictions may apply. Please call for details.
• Embark Home Loans is an Equal Opportunity Lender.

If your rate is above X.XXX%, refinance and we’ll cover your fees.

• Rates shown assume a refinance transaction.
• Annual Percentage Rate (APR) calculations assume a purchase transaction of a single-family, detached, owner-occupied primary residence; a loan-to-value of 75%; a minimum FICO score of 740; a Loan Term of 360 months; and a loan amount of $300,000 for conforming loans.
• Rates may be higher for loan amounts under $275,000. Please call for details.
• Rates are subject to change without notice.
• Closing Costs assume that the borrower will escrow monthly property tax and insurance payments.
• Subject to underwriter approval; not all applicants will be approved.
• Fees and charges apply.
• Payments do not include taxes and insurance.
• Rates based on information gathered from LoanSifter.com, an OptimalBlue Site.
• Mortgage insurance is not included in the payment quoted. Mortgage insurance will be required for all FHA and USDA loans, as well as conventional loans where the loan-to-value is greater than 80%.
• Restrictions may apply. Ask for details.

Embark Home Loansis an Equal Opportunity Lender.